Tailored Coverage Plans for Your Commercial Needs
Welcome to Insurance Discount Shops, your premier destination for specialized commercial insurance solutions across Florida. We are dedicated to addressing the toughest risks in the state, including condominiums, roofing, heavy construction, and wind-related challenges, ensuring comprehensive coverage tailored to your specific needs.
ABOUT US
Your Trusted Commercial Insurance Partner
At Insurance Discount Shops, we understand the unique complexities of insuring properties such as condominiums. Our experienced team is equipped with the knowledge and resources to navigate these challenges effectively, protecting your assets against a wide range of potential risks. We take pride in our commitment to excellence and personalized service. Whether you're a property manager, association board member, or owner seeking reliable insurance for your condominium complex, we're here to offer expert guidance and customized solutions. Our goal is to secure the coverage you need at competitive rates, providing you with peace of mind knowing that your investment is safeguarded. Discover the difference of working with Insurance Discount Shops. Contact us today to learn more about our comprehensive insurance solutions and how we can help you protect what matters most.
OUR SERVICES
Commercial General Liability
Protect your business from financial loss due to claims of injury, property damage, and negligence with our Commercial General Liability insurance. CGL covers legal fees, medical expenses, and damages, ensuring your business can operate smoothly and securely.
Commercial Property
Safeguard your business assets with our Commercial Property insurance. This policy covers buildings, equipment, inventory, and more against risks like fire, theft, and natural disasters, providing peace of mind that your property is protected.
Equipment Coverage
Ensure your essential business equipment is covered with our Equipment Coverage insurance. This policy protects against loss, damage, and theft, ensuring your operations continue without costly interruptions.
Builders Risk
Protect your construction projects with our Builders Risk insurance. This specialized coverage safeguards your projects from start to finish against risks like fire, theft, and vandalism, ensuring your investment is secure.
TESTIMONIALS
CUSTOMER REVIEWS
When I was involved in a car accident last year, I was overwhelmed and didn't know where to turn. That's when I realized the true value of [Your Auto Insurance Agency]. From the moment I called their 24/7 support line, I felt reassured.
JOHN DOE
I've been a loyal customer of [Your Auto Insurance Agency] for over a decade, and they've consistently exceeded my expectations. Not only do they offer competitive rates, but their commitment to personalized service is exceptional.
JOHN DOE
OUR TEAM
Agency Owner
Lucia Rodriguez
Agent
Eric Alvarez
Administrator
Gabriel Alvarez
Administrator
Anjuly Como
Get In Touch
Email: [email protected]
Address Office: 2450 SW 137th Ave, Suite 219 Miami FL 33175
Assistance Hours:
Mon – Friday 9:00am - 5:00pm
FAQS
What factors affect my insurance premium?
Several factors affect your commercial insurance premium:
Business Type: Higher-risk industries, like construction, have higher premiums.
Location: Urban areas and places with higher crime rates typically have higher premiums.
Coverage: More coverage and higher limits increase premiums.
Claims History: Frequent past claims lead to higher premiums.
Business Size and Revenue: Larger businesses with more revenue usually pay more.
Number of Employees: More employees can mean higher premiums.Deductibles: Higher deductibles lower premiums, and vice versa.
Safety Measures: Good safety and security practices can reduce premiums.
Compliance: Adherence to regulations can lower premiums.
Credit Score: Good credit can result in lower premiums.
What does commercial general liability insurance cover?
Commercial general liability (CGL) insurance covers your business against claims of bodily injury, property damage, and personal or advertising injury caused by your business operations, products, or services. This includes legal fees, medical expenses, and settlements or judgments if your business is found liable.
How much commercial general liability insurance do I need for my business?
The amount of CGL coverage you need depends on various factors, including the size and type of your business, the perceived risk associated with your industry, and contractual requirements. A typical CGL policy offers $1 million per occurrence and $2 million aggregate coverage, but higher limits may be necessary for businesses with greater risks. It's advisable to assess your specific needs with an insurance professional.
